Bicycling can be a quick way to get around and a fun way to exercise. Unfortunately, bicycling can be a dangerous activity, especially in areas of even mild traffic. Frequently, drivers fail to notice bicyclists on the roadway. If a driver is distracted or not obeying the rules of the road and injures a bicyclist, that driver may be liable for the bicyclist’s injuries, pain and suffering, medical expenses, loss of income, or other compensation.
When a bicyclist is injured in an accident with a motor vehicle, a claim is made against the negligent driver’s auto insurance carrier. If the negligent driver is uninsured, a claim may still be made against the bicyclist’s own auto insurance policy.
Given that insurance companies are in the business of making a profit, they frequently take a formulaic approach to determining compensation rather than considering the individual facts of the accidents and merits of each claim.
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